Health Care Insurance for Dummies part three

Well, most of you know now that the House of Representatives passed Obamacare. I hadn't finished the series yet on health care (pt. 1, pt. 2), so I'll say a little more today. To do so, I think Rush Limbaugh has really hit the target with these words:

What's happened here is not insurance. Insurance is you insure yourself against a catastrophe, something that might happen to wipe you out. This is not insurance. This is simply the insurance companies being captivated or taken over by the government and having their behavior mandated for the express purpose of putting them out of business. Under this bill, as I told you last week, you don't have to buy insurance. You can wait until the accident or the illness happens and then buy it that day, and they have to sell it to you. No matter what. If you get terminal cancer and the doctor gives you three months, they have to sell you your coverage. Except you're not going to have to buy it. If you can't afford it, we -- all your neighbors -- will. No insurance company can stay in business doing this.

It's the same thing with preexisting conditions. No preexisting condition? The liberals keep talking about automobile insurance companies. What happens to you, you have an automobile policy, you're driving around, and you have an accident and you do a lot of damage? Hey, guess what? You are a higher risk. Your auto insurance premium goes up, right? Why shouldn't that happen with health care? Why shouldn't it? (whining) "It's not fair? No, it's not fair!" Well, it won't now. It won't now. So, yeah, preexisting conditions are going to be covered, but who's going to pay for this? Insurance premiums are going to skyrocket in the next couple of years until they are out of business and the government steps in to take over with the...public option. Which is just waiting a couple of months, couple of days, couple years down the tracks. It's just waiting for this to happen because this bill mandates the destruction of the private health insurance business.

He hits on a lot of the problems with government controlled health care. I don't even think anything more needs to be said. He deals with a few more issues than what I brought up in earlier essays on this. This bill is unlike anything else that we have in America. People who drive poorly pay higher auto insurance, but that idea won't affect health care. People will be rewarded for their stupid health care decisions. Think of President Obama, the smoker, who is likely a future lung cancer patient. You can smoke your whole life, get lung cancer, and then get health "insurance" the moment you find out you got the cancer. Neat deal, huh? I think there are going to be a lot of people who like this! They'll vote Democrat. Of course, it won't work. Nothing like this will work without wrecking the economy. But you can be completely irresponsible and not pay for it. People will love it!!

Homosexuals will do what they do, get the HIV virus, then full-blown AIDS, and they can start paying for insurance the day they need health care. Good deal, huh? We know that isn't insurance, don't we? Insurance gets paid before you have the accident and before you have the event occur for which you need to be insured. This is essentially giving someone money for being irresponsible and not paying for insurance. This is where we are folks. More bad behavior being rewarded. And next we'll go to immigration. People who break immigration laws will be rewarded. The whole point is getting votes and gaining power for the Democrat Party, using our money to do it. It isn't about health or about our country being great.

Let's think about someone with which you'd have a little more sympathy. Little boy gets leukemia and he can't get healthcare. He wants insurance, but the insurance companies won't give it to him. Evil people. Well, before that they loved their flat screen TV. They also liked their trip to Disneyland. They enjoyed buying those lottery tickets. They didn't like paying insurance premiums. Who needs them?!?! Then came the leukemia. But that's OK now. Obamacare is here! Don't get me wrong. I want the little boy to get treatment. However, do you see how this trains people to behave irresponsibly?

So how will this work politically? The earlier Obamacare gets passed, the more time people will have to start getting the benefits that the Democrats think will persuade people to vote for them. Some people will really suffer, but they are hoping that more people will like what they're getting to offset those who are angry with it. Other bad things could happen to the economy that will sink them, but they think it is worth the risk long term to put more of the American economy under government control. They are creating more dependents who will need to vote Democrat to keep being taken care of. Those people like the idea of other people paying for what they want, so the Democrats will look very attractive to them. Get the idea?

By the way, in light of a few comments I've received, readers could also read this article, entitled A Dark Day for Freedom in America, in the London Telegraph by Nile Gardiner.

And here is another very good response by George Will about the Democrats continuing as the dependency party.

20 Ways Obamacare will take away your freedom.